Erroneous denial of an insurance claim
If a claim is actually filed but is rejected by the insurance company acting in bad faith, it is at the same time not complying with the terms of the insurance policy and is therefore in breach of contract. When this occurs, the insured is entitled to file a legal claim against the insurance company and may receive additional compensation.
Fire Claim
When your property has been destroyed by fire, the insurance company may consider rebuilding it to avoid paying the total loss. Generally, the insurance company will fight tooth and nail to avoid paying the policy limits for the total loss of the structure, which is not at all difficult to determine.
Hurricane Damage Claim
Florida has a very intense hurricane season. Hurricanes have proven to be devastating. Without proper coverage, you would not be entitled to compensation. Standard property insurance distinguishes between damage caused by torrential rains, usually high winds that sweep away everything in their path, and flood damage, which is usually covered by a separate insurance policy.
Claims for water damage
Loss of water due to hurricanes, fires, and other adverse weather events can cause serious property damage. Incomplete pipes and hoses can cause water damage. Insurance companies usually pay for damage caused by strong winds from storms that seep water through holes in the roof or break windows. However, if there are leaks from hidden pipes and water builds up traffic over time, it cannot be covered.
Claims for mold damage
Mold is not only a health hazard, it also affects the value of your home. Insurance companies often deny mold damage claims on the grounds that mold damage is the result of poor maintenance or hidden water leaks.Today, we address mold damage claims There is a new wording for , limiting its scope or excluding it entirely. Therefore, it is important to contact an insurance claims attorney for damages. Damage to ground, floods and structures is also claimable and recoverable. It is important to maintain adequate property and casualty insurance to ensure that damage is repaired.
Recovery from disaster
Disasters are unpredictable. As a result, homeowners and business owners are unprepared when catastrophe strikes. Several steps must be taken before and after these events to ensure a smooth claim process.